Health Cashplans

A health cash plan is a simple, affordable employee benefit that helps staff claim back the cost of everyday healthcare expenses. Employees can receive reimbursements for things like private dental check-ups, optical care, consultations, physiotherapy, prescriptions, routine medical appointments and much more, up to an annual allowance per benefit. Unlike private medical insurance, cash plans don’t involve complex underwriting or exclusions, making them easy to use and accessible for everyone.

Cashplans have been shown time and again to support employee wellbeing, reduce absenteeism, and enhance their overall benefits package. They’re straightforward to implement, predictable in cost, and demonstrate a genuine commitment to staff health without the high premiums associated with private medical insurance. Many plans also include added extras such as virtual GP access, mental health support, and employee assistance programmes.

Example:

Techjanx Engineering Ltd have 50 employees. Their directors have PMI for their 5 directors but the remaining 45 staff do not have any benefits or cover in place. The business decides to implement a low-cost cash plan at £7.00 per employee per month which includes the following for each:

Dental check-ups | £80.00